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F.A.Q..

Frequently Asked Questions

Got Questions? We’ve Got Answers!

Here at Mason Title Loans we love to help our clients get the money they need fast. Let us help answer any questions you may have about the process. If you don’t see the answer below please give us a call 801-901-6009 or start a chat session by clicking the icon in the bottom right hand corner.

Title Loans

What services do you provide?

We give Title and Personal Loans. Short on Cash? Mason Title Loans is here to Help! Hey, it happens, sometimes it’s a little difficult to make ends meet. You just need some extra help or a few more days to make everything work out. No Problem, Mason Title Loans has been helping folks all over Utah. We can help you too! Give us a call, come in, or get started online right now. A Utah Title Loan is easy! Especially since we loan for 50% less than the other guys! Really! WE ENCOURAGE YOU TO COMPARE! Compare our Rates

What is a title loan?

A title loan is a quick and convenient way for people who own their car or motorcycle to get cash. Getting a title loan is simple. As long as you own your car or motorcycle and have its lien-free title, you can use it as collateral to get the cash you need from Mason Title Loans®. We are happy to help get your loan fast!

Get your Title loan now! Apply Online Now!

Aren’t title loan interest rates considered high?

Not with Mason Title Loans®. While some title lenders do charge high interest rates, Mason charges very competitive interest rates, and will develop a personalized payment plan that’s manageable for your lifestyle. Compare our Rates

What is a lien-free car title?

A lien-free car title means that you own your car outright, with no outstanding loans or judgments against it. You need to have a lien-free car title to get a title loan from Mason Title Loans. We can also refinance your existing loan from one of our competitors too.

How much cash can I get with Mason Title Loans?

You can get up to $10,000!* The loan amount is based upon your need and the value of your vehicle appraisal. Read “How Much Cash Can I Get A Loan For?” to learn more information.

Can a loan help me with bankruptcy & foreclosure?

Bankruptcy and foreclosure are severe and daunting financial events and can affect you for a long time. A car title loan or motorcycle title loan can potentially help you avoid these events or hold you over until you can gather the funds to work your way out of debt. The following articles will provide more information on bankruptcy and foreclosures, as well as tips, details, and options to help you make the best decision for your situation.

  • How to Avoid Bankruptcy?
  • Is Bankruptcy the Best Option?
  • How to Avoid Foreclosure?
  • How to Stop Foreclosure?
Why acquire funds from a title lender?

Getting a title loan is a lot easier than borrowing money from other sources. A title loan enables you to acquire the cash you need based on the value of your car or motorcycle. At Mason Title Loans, you can get up to $10,000* cash for your title. And, the best part is you get to keep driving your car during the course of the loan. You may have enough money to get by, but need some extra funds for something special. Or maybe you had a rough month and need some cash now to hold you over until your next pay day. Regardless, one of the quickest ways is a Mason title loan.

Why is Mason a great option for getting a title loan?

Mason Title Loans always offers its customers the most cash possible with competitive interest rates. Additionally, Mason has been a trusted consumer lender, helping hundreds of people in getting cash when they need it. With Mason, you never have to worry about having perfect credit check and you get your cash in about 30 minutes. Getting a title loan is fast and simple with Mason Title Loans!

How do I know my personal information is safe with Mason Title Loans?

Mason Title Loans has been a trusted consumer lender for over 2 years and goes to extreme measures to keep our customers’ personal information safe. Your information is as safe as it can be with Mason Title Loans.

Personal Loans

What is a personal loan?

A personal installment loan is an unsecured loan that is repaid in periodic installments. It is a solution for people who are unable to obtain a traditional loan due to less-than-perfect credit or simply a lack of time. Personal installment loans are also an option for individuals who don’t qualify for a title loan or do not want to use their title as collateral.

The Process

How does the title lending process work?

Mason Title Loans® makes the title lending process simple, and it only takes a few minutes to get the cash you need. Here’s what you do…

  1. Bring your vehicle and lien-free vehicle title to Mason Title Loans®.
  2. Fill out an application while Mason Title Loans® does a quick vehicle appraisal.
  3. Mason Title Loans® will determine a transaction amount based upon your need and the appraised value of your vehicle.
  4. Upon approval, you will receive the money you need and retain the use of your car.
  5. Once you pay off your account balance, you get your title back.

Visit this page for a more in depth look at how loans work!

How long does it take to get approved for a title loan?

With Mason Title Loans®, you can get the cash you need in as little as 30 minutes. Make sure you bring the required items when you apply for your title loan and you’ll have the cash you need before you know it.

Can I only apply for a loan at Mason Title Loans locations?

You can apply for a title loan at any one of our convenient locations or you can apply online for a title loan.

How do I get a car title loan or motorcycle title loan?

We’ve made the car title loan and motorcycle title loan process simple. There are minimal requirements, so we can get you the cash you need in as little as 30 minutes. Read “How to Get Car Title Loan” for a full explanation.

How do I get a car title or motorcycle title?

You can get a copy of your car or motorcycle title from your local DMV. Talk to our helpful staff to get detailed instructions on the process and to make sure you have everything you need to get a copy of your car or motorcycle title!

Loan Qualifications

Do I need to have a job to be approved for a title loan?

No, Mason Title Loan does not require you to be currently employed to get a title loan. But you do need to have some type of income (unemployment, disability, retirement income, etc).

What if I have bad credit? Am I still eligible for a title loan?

Absolutely! We accept all credit types. Mason can approve you for a title loan whether you have perfect credit or not… you can even get a loan with no credit at all. And your credit score isn’t affected by applying/obtaining a title loan with Mason Title Loans.

Can I get a title loan? What’s required to be approved?

To be approved for a title loan with Mason Title Loans, you must be at least 18 years old and have the following:

  • Car or motorcycle that’s paid off
  • Lien-free car or motorcycle title
  • A government-issued ID
  • Mason Title Loans accept any types of credit.

Read more to see “How to Get Car Title Loan”.

Does the title have to be in my name?

Yes, the car or motorcycle title must have you listed as the legal owner to be eligible for a title loan with Mason Title Loans. If you are listed on the title along with another person, call the location nearest you to determine whether or not the other person listed on the title has to apply along with you.

How do I know if I will be approved for a title loan?

The best way to know if you will be approved for a title loan is to stop into your nearest Mason Title Loans with the required items. Mason Title Loans will do a quick vehicle appraisal while you fill out an application, and in about 15 minutes you’ll know exactly how much cash you’ve been approved for.

What if I already have a title loan with another company?

Mason Title Loans wants to help you no matter what your situation. That’s why in most cases we can refinance any title loan you already have with a lower rate from Mason Title Loans and pay off your existing title loan.§ Visit us now and start saving money today!

Can I get a loan without a bank account?

Yes! It’s actually quite simple to get a loan even if you don’t have a bank account. You can still get the money you need from a non-traditional loan. It comes down to knowing the various types of loans and options out there. Learn the facts… learn how you can get a loan without a bank account!

What if I am on disability or retired? Can I still be approved for a title loan?

As long as you have a source of income (disability, pension, etc.), you are eligible for a title loan with Mason Title Loans.

How can I get a loan after bankruptcy?

Although your financial options are limited after bankruptcy, it is still possible to get a loan. A title loan with Mason may be a great way to get you back on your feet.

Payments

How do I pay my loan?

Payment options and terms vary by product. Please visit one of our locations or give us a call “Contact Us” to learn more about your Mason Title Loans payment options.

Is there a pre-payment penalty?

Mason Title Loans does not charge a pre-payment penalty. In fact, we encourage customers to pay off their title loans sooner if possible.

How do I get my title back?

Mason Title Loans will return your title immediately after you pay back the full amount due on your account.

One More Question?

What are the Benefits of a Title Loan?
1. Same Day Cash
2. Quick Approval
3. All Credit Accepted
4. Keep Driving Your Vehicle
5. Competitive Rates
And that’s just to name a few.

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